Our Services

• Debt Counselling / Debt review:
• Sequestration
• Exit debt review within 21 days legally
• Employee Wellness Programs

Debt Counselling is a formal legal
process that provides for a consumer to be declared over indebted and for
the Debt Counsellor to negotiate a restructured payment plan and
obtain a court order confirming the new repayment plan.

The National Credit Act No.34 of 2005

The Act makes provision for the registration of debt-counsellors to assist over-indebted Consumers. The Act was passed into law by Parliament and signed by the President in March 2006.

This aims to protect Consumers taking credit or entering into Consumer credit transactions. In addition, The Act makes provision for the control and regulation of all credit transactions, including mortgages, credit cards, overdrafts, micro-loans and pawn broking transitions.

Benefits of Debt Review

• Debt free in ±5 years
• Protect Assets
• Reduce instalments
• Negotiate lower interest rates