Learn about Debt 

1. Don’t ignore your Debt

  • Resolve to deal with your indebtedness using the means at your disposal
  • Don’t be threatened or bullied into making promises you can’t fulfil, you have rights.
  • Cut down on unnecessary expenses and luxuries
  • 2. Prioritise and pay your debts
  • Formulate a budget representing all your income and monthly commitments
  • First pay the bills on essentials like housing electricity and insurance
  • First pay important debt like your house and vehicle

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All debt start while your life is under control, but circumstances can change.

You could:

  1. Lose your job,
  2. Your salary could decrease
  3. You could go through a divorce
  4. Overspend on your credit cards.

We know that debt can be confusing and has destroyed families, especially

with today's economic situation and interest rates, that's why we aim to sort

out your debt problems for you and give you peace of mind.

Although everyone intends to pay his or her debts, and wants to pay them on time, it is not always possible. Sometimes there is not enough money to go around. If you find yourself in this position, knowing you are struggling with various debt, including mortgage loans, vehicle loans, credit cards, store cards and unsecured loans then you are Over - Indebted. Being Over-Indebted means your expenses are more than your monthly income and if you pay your debt there is not enough money left for your living expenses.

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Contact us

    Office: 087 3541277
          Cell: 082 415 6827

            70 MacDougall Road Kimberley     


Amendments GG NO37882- 1 August 2014


Task Team Agreements 2015


Withdrawal from debt review guidelines


Our Team

Leana Van Wyk 

Debt Counsellor


Tanya Brooks

Debt Counselors Assistant.


Marisca Van Wyk 



Chriselda Mohapi


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